Podcast Ep. 749 - Coinbase’s Head of AI Explains the Future of Agentic Finance
With special guest Lincoln Murr, Head of AI Product at CoinbaseIn this episode of the Crypto 101 Podcast, Lincoln Murr, Head of AI Product at Coinbase, explains how Coinbase is building financial infrastructure for AI agents. He breaks down X402, a payment standard that allows AI agents to spend money online using crypto rails, especially USDC on Base, without relying on credit cards, subscriptions, or traditional payment workflows.
The conversation covers agent wallets, machine-to-machine payments, microtransactions, Coinbase Advisor, agentic trading, premium data access, and why Coinbase wants to become the backbone of the agentic economy.
Chapters
- 03:45 – How Lincoln got into crypto as a kid
- 04:45 – Building AgentKit and X402 at Coinbase
- 06:40 – How X402 lets AI agents pay online
- 09:05 – Microtransactions and machine-to-machine payments
- 11:45 – Why legacy payment rails do not work for AI agents
- 13:15 – AI agents running businesses and DAOs
- 14:40 – Coinbase Advisor and AI-powered money management
- 17:10 – Democratizing access to financial advice
- 22:05 – Agentic trading with Coinbase and Hyperliquid
- 24:50 – Could AI make markets more fragile?
- 27:20 – X402 as a marketplace for crypto data
- 33:10 – USDC, Base, and payment network support
- 40:50 – Coinbase as the backbone of the agentic economy
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Disclaimer: This content is for educational purposes only and does not constitute financial, tax, or legal advice. Always do your own research before investing.